One formula separates a property that pays you from one that buries you. ARV × 0.75 − repairs = your max offer. Get it on one page, plus the worksheet.
Screenshot this. Run it before you catch feelings for a house.
Not what they’re asking. What it appraises for once the work is done.
That 25% is the margin the bank keeps for itself. You should too — it’s what survives a vacancy or a furnace.
Be honest about the rehab or the formula lies to you. Tariffs added roughly $10K to a typical job this year.
Overpay once and you fight it for a decade. House-poor starts at the offer, not the closing.
Same formula, five different plays. Start with one for $28 — or take all five and save $122.
75% Rule · FHA Multi-Unit · $1,000/Room · Age Out · VA Living. Each one is a single move you can run on your next showing.
See the five playsEvery play I use to make a property cash-flow day one. Bought separately it’s $434. The Stack is $312.
Get The Stack — $312Nobody negotiates with a pre-approval you don’t have. If your credit isn’t ready, none of the plays above matter yet.
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