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The 6-Step
Wealth Ladder

From $0 to a paid-off, cash-flowing property — plus a real business on top. Credit → funding → real estate → forced equity → a business you own. The math, in writing.

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Download the 6-Step Wealth Ladder (PDF) Then pick where you're actually stuck below. Jump down ↓
First building $47,000
$2,400 down
Refi pulled $195K out, tax-free

What's on the page

Six rungs. Skip one and every rung above it breaks.

01

Fix your credit

Not "bad credit" — unfixed credit. Most of what's holding your number down is reporting wrong.

02

Stack your funding

A clean score isn't a flex. It's a down payment you haven't used yet.

03

Buy smart

Live in one door, let the others carry the note. ~3.5% down on 2–4 units at qualifying credit.

04

Force the equity

Appreciation is a rumor. Forced equity is a receipt — and the bank hands you cash for the work.

05

Build the native business

Boring, essential, AI-proof — standing on property you already own.

06

Buy the big one

Boomer succession. SBA acquisition. The gate was never the deal — it's your file.

Where are you actually stuck?

Pick one. Each of these is free to start — no card, no credit pull.

Rung 01 · Credit

My credit is the problem

We pull all three reports, find what's reporting wrong, and mail the disputes for you — certified, tracked, receipts. Start at $100 your first quarter (normally $349).

Start my intake
Rung 02 · Funding
Free · No credit pull

I need the money

Get a fundability score out of 100 and the exact blockers between you and 0% business capital — built in your LLC, not on your personal DTI.

Get my free score
Rung 03 · Real estate
Free cheatsheet

I want the property

One formula decides whether a building pays you or buries you. Get the 75% Rule on one page, then the five plays that squeeze max rent from a single door.

Get the deal cheatsheet